Terms and Conditions

Effective Date: [February, 25, 2025]

These Terms and Conditions (hereinafter referred to as the "Agreement") set forth the legally binding terms for your access to and use of the Stock Region website (referred to as the “Website”), as well as any related services, content, products, or features provided through the Website (collectively referred to as the "Services"). By using our Website, you agree to be bound by this Agreement. If you do not agree to these terms, please do not use the Website or Services.

1. Acceptance of Terms

By accessing, browsing, or using this Website, you confirm that you have read, understood, and agree to adhere to these Terms and Conditions. If you do not agree, your access to the Website and use of Services is prohibited.

These Terms constitute a complete and exclusive agreement between you ("you," "your," or "Subscriber") and Stock Region ("Company," "we," "our," or "us"). They supersede all prior communications, understandings, or agreements, whether written or oral, regarding the subject matter.

2. Eligibility

You must be at least 18 years of age to access or use the Website or Services. By accessing the Website, you represent and warrant that you meet this age requirement and have the legal capacity to enter into binding agreements. You agree that any use of the Website by someone under 18 is prohibited, and that you will not assist underage persons in gaining unauthorized access to the Website.

3. License to Use the Website

We grant you a limited, non-exclusive, non-transferable, revocable license to use and access the Website solely for its intended purposes and in compliance with this Agreement. You understand that your access does not transfer ownership or intellectual property rights to you. This license can be revoked at any time for violations of these Terms.

4. Intellectual Property

All intellectual property rights in the Website, including but not limited to text, designs, trademarks, graphics, images, software, and other materials, are the exclusive property of Stock Region or its licensors. Any use, reproduction, duplication, distribution, or modification of intellectual property without prior written consent is strictly prohibited.

You may view or print portions of the Website for personal, non-commercial use, but you may not copy, reproduce, distribute, or create derivative works from the Website or its content without express written permission from us.

5. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, handle, and protect your personal information. By agreeing to these Terms, you confirm that you have read and understood the Privacy Policy and that you consent to our collection and use of your information as described therein.

6. Prohibited Activities

You agree not to engage in any of the following prohibited activities while using the Website or Services:

• Publishing, transmitting, or sharing any content from the Website in external media without prior authorization.

• Attempting to interfere with or compromise the functionality, integrity, or availability of the Website.

• Using the Website for unlawful activities or violating applicable laws and regulations.

• Uploading malicious code, spyware, or engaging in data scraping, phishing, or any fraudulent activity.

• Misusing our intellectual property or otherwise infringing upon intellectual property rights or proprietary rights of others.

• Impersonating brands, businesses, or individuals, or misrepresenting yourself in interactions on the Website.

• Engaging in fictitious business practices to solicit money or information from other users without proper authority or qualifications.

• Engaging in any activity that could endanger a user’s health, life, or safety.

We advise users to report phishing attempts or suspicious activities involving the impersonation of Stock Region to appropriate authorities, such as the Federal Trade Commission at 1-877-382-4357 or through their online resources.

7. User-Generated Content

If you submit, upload, or publish any content, including but not limited to text, images, or comments ("Subscriber Content") on the Website, you grant us a non-exclusive, irrevocable, royalty-free license to display, use, reproduce, and distribute such content in connection with the operation of the Website.

You agree not to post content that is defamatory, obscene, offensive, or otherwise unlawful. Stock Region reserves the right to remove or modify any Subscriber Content at its sole discretion, without warning or notification.

8. Chat Room and Educational Services Disclaimer

Without limiting the generality of the foregoing, you understand, acknowledge, and agree that chat room moderators may call out or post both real and hypothetical trades and real and simulated or hypothetical returns for informational and educational purposes only. Moderator commentary is opinion and ideas only and does not constitute any recommendation whatsoever. You should not rely on such opinions and ideas, which may not be complete or accurate.

All services, products, and content provided by Stock Region, including alerts and chatroom discussions, are for informational and educational purposes only. None of the information constitutes, or is intended to constitute, a recommendation of any particular security or trading strategy.

Stock Region is not registered as an investment professional or financial advisor with the U.S. Securities and Exchange Commission (SEC) or any state securities regulatory authority. This is not investment or financial advice, and you are responsible for your own financial decisions. Always conduct independent research, and consult with licensed professionals where necessary.

Stock Region University LLC does not promise or advertise specific returns on investments. Trading using a stop loss and maintaining a cash (non-margin) account is strongly recommended. Users agree to assume all associated risks and are responsible for their own gains or losses.

9. Account Security

If you create an account on the Website, you are responsible for safeguarding your login credentials and for any actions that occur under your account. You agree to notify us immediately of any unauthorized access to your account.

The security of your account and any associated data remains your responsibility, and Stock Region is not liable for any unauthorized access or breach of security.

10. Disclaimers and Warranties

The Website and Services are provided “as is” and “as available” without any warranties of any kind, whether express or implied. We do not guarantee that the Website will meet your expectations or be error-free, uninterrupted, or secure. We expressly disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of information.

11. Limitation of Liability

To the fullest extent permitted by law, Stock Region, its directors, officers, employees, affiliates, and agents will not be liable for any indirect, incidental, special, or consequential damages arising out of or related to:

• Your access, use, or inability to use the Website or Services.

• Errors, omissions, or inaccuracies in the content provided on the Website.

• Any unauthorized access to or use of our servers or personal data stored therein.

Our total liability, whether in contract or tort, shall not exceed the fees, if any, paid by you to us for the use of the Services in the 12 months preceding the claim.

12. Third-Party Content and Links

The Website may display links to third-party websites or content. These are provided for your convenience, and we do not endorse, monitor, or have any control over the content of these third-party sites. Stock Region disclaims all liability for any harms arising from your interaction with third-party websites, services, or content.

13. Modification of Service

We reserve the right to modify, suspend, or discontinue any part of the Website or Services without advanced notice. We are not liable if our Website or Services become unavailable or if any features are changed, suspended, or terminated.

14. Indemnification

You agree to indemnify and hold Stock Region, its officers, employees, and affiliates harmless from any claims, damages, liabilities, costs, or expenses arising from:

• Your violation of these Terms.

• Your use or misuse of the Website or Services.

• Your infringement of any third-party rights, including intellectual property rights.

15. Termination

You may stop using the Website or Services at any time. Similarly, we may terminate or suspend your account or access to the Website at any time, with or without cause, and without notice, if we determine you have violated these Terms or engaged in prohibited activities.

Upon termination, your right to access the Website, use the Services, and any associated licenses will cease immediately.

16. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict-of-law principles. Any disputes arising from this Agreement shall be resolved exclusively within the courts located in New Jersey.

17. Entire Agreement

These Terms constitute the entire agreement between you and Stock Region regarding your use of the Website and Services. No other agreements, written or oral, are binding unless expressly stated in this Agreement.

18. Contact Us

For questions about these Terms and Conditions or any other inquiries, please email us at contact@stockregion.net.

Thank you for choosing Stock Region. By continuing to use the Website and Services, you confirm that you understand and agree to these Terms and Conditions.